Which judges or courts are most likely to discharge student loans on the basis of hardship?

The new bankruptcy law makes it difficult to discharge student loans through bankruptcy (before there used to be a seven-year waiting period), but allows a judge to do so for reasons of hardship. What states, courts, or judges have been most willing to do this?

This entry was posted on Monday, September 29th, 2008 at 5:32 am and is filed under Bankruptcy Law. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.

3 Responses to “Which judges or courts are most likely to discharge student loans on the basis of hardship?”

1. gomanyes562 Says:
   October 2nd, 2008 at 6:46 am

   I don’t think any judge would be “willing” to do this except in extreme cases.

2. Baby Poots Says:
   October 3rd, 2008 at 12:43 am

   I suggest you consult an attorney to advise you on the legal process and possible ramifications of having student loans discharged.

   In some states, professional certification, and that includes certification required to get a beautifician’s license, barber’s license, any medical license, teacher’s certification, etc., may be denied because you have this discharge on your credit record.

3. Janine Says:
   October 3rd, 2008 at 7:49 am

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