US Bank has let another person declare (BK) using one of my accounts. My credit is toast. anyone else?

A person in another state has declared bankruptcy, They used one of my US Bank account numbers on accident. US Bank couldn’t contact me, (by law) to tell that the auto w/drawl was put to a stop.. I now have really bad credit. All of the other card companies keep shutting my lines down.. I own a company and use the lines during slow times ..Well, I used to. They lower the limits, which makes me look even more maxed out. I am in a downward spiral.. I feel like I should just declare BK, and start all over. My credit is toast anyways right ??

This entry was posted on Wednesday, April 22nd, 2009 at 9:56 pm and is filed under Bankruptcy Law. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.

3 Responses to “US Bank has let another person declare (BK) using one of my accounts. My credit is toast. anyone else?”

1. Marty Says:
   April 26th, 2009 at 1:16 am

   Who is this other person? Did they have legal authority to declare?

2. Wolffe Says:
   April 26th, 2009 at 5:45 am

   Intentional or not, this is identity theft. I would check into your rights in your state.

   I’ll be honest, it won’t be a pleasant road, but you can recover from it.

3. mimi Says:
   April 27th, 2009 at 12:28 pm

   If US Bank let another person that does not
   have anything to do with you to use one of
   your accounts to declare bankruptcy, you
   should take legal action.
   With their mistake, you will be able to win
   with large sum of compensation.
   It is also the only way to regain your credit,
   If it is not a completely innocent issue on you,
   may be declare bankruptcy is one of the
   choice, it is always good to consult your
   lawyer.