Rude people.Do you really think this way?

I was researching other’s questions about filing bankruptcy and read something from a very ignorant person.
I’m sure that the bankruptcy laws have changed because of people taking advantage of it….who are irresponsible. However, people like me, upper middle class, can’t control disease (or cancer). Once we get to the point in our lives where we are comfortable and have everything we ever wanted, whether paid for or not, we never forsee that we will get sick.

Companies are bombarding us with ads to buy buy buy and offering insane interest rates to reel us in. When you’re financially stable, these seems fine. So maybe in some round about way, I may be ignorant.

For all the rude people out there who blame bankruptcy on the person who spent too much, wake up. When you’re diagnosed with a terminal illness or any illness, you stand the chance of loosing everything. I’ve seen it happen. Bankruptcy may be the only way to prevent this from happening. IMHO.
I know that bankruptcy doesn’t protect 100% loss, but it will stop a lender from taking your house and your car. I work as a nurse too…and I’ve seen many people loose everything. The cancer came from no where and there was no time to plan. They had to retire. The medical bills, old and existing bills are enormous. They become depressed. It’s sad.

This entry was posted on Saturday, October 18th, 2008 at 1:09 am and is filed under Bankruptcy Law. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.

2 Responses to “Rude people.Do you really think this way?”

1. sandra t Says:
   October 19th, 2008 at 10:58 am

   i am sorry you feel that way

   but its true in order to file bankruptcy there should be a law for simply disease,loss, or any other harsh accident….

   but just being irresponsible shouldn’t count

2. Cheryl G Says:
   October 21st, 2008 at 6:55 am

   In many areas there are programs designed to help people who may lose all they have due to a catastrophic illness. Even Medicaid can help. Sometimes people don’t get the word that there is assistance. Anyone who is in this predicament should contact his or her local congressional representative for information. Bankruptcy should always be viewed as the last resort. It is not a panacea for financial difficulties. But, it isn’t the coward’s way out, either. Sometimes it’s necessary. Other times, there are ways to avoid the penalties associated with bankruptcy.