I HAVE FILED BANKRUPTCY SINGLE STATUS AND AM AFRAID THAT HOMES PURCHASED BY MY WIFE A COUPLE OF YEARS BACK MY FIND THERE WAY TO MY CREDIT REPORT I SIGNED OR INITIALED PAPERS TO AKNOWLEDGE HER PURCHASE BUT THE HOMES NEVER SHOWED ON MY REPORT IS THERE ANYTHING I CAN DO TO AVOID THIS FROM APPEARING ?
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on Tuesday, July 7th, 2009 at 8:50 am and is filed under Bankruptcy Law.
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July 9th, 2009 at 7:03 am
You might be on title, but not liable for the debt.
Sounds like you should be just fine.
July 12th, 2009 at 1:47 am
I’m assuming you’re divorced now? I don’t believe you can file bankruptcy without your spouse in Ohio. If you are now single, the old houses should not show up anywhere on your credit report.
July 12th, 2009 at 11:07 pm
Find out if you are on the titles/deeds. If you are, you may need to furnish a copy of your divorce decree or separation agreement showing that the properties are not yours. If they were never in your name, it is not a big deal. If they were or are in your name and you do not have any documents to support that they are not yours, you may need to amend your schedules to show a possible one half interest in the Real property. You can always make a note in the property description about the situation of the property. Talk to your attorney about this. Make sure they know this is a concern.