Is a debt or a judgement still discharged against a person, even if it is not listed in a bankruptcy?

I was just dropped by my bank in a home mortgage title preparation stage, when the title company found an old judgement against me from the year 2000. It was $12000 worth of old medical bills. I never knew the judgment existed and it wasn’t even on my credit report. However my bankruptcy was in 2002. As I understand it, if there was not property involved, that judgement, whether listed or not on the bankruptcy is discharged with all the other debt. I cannot afford, nor do I have the time now, to reopen this. If I could be pointed to the law for the Southern District of Indiana, it would be helpful. I haven’t found anything in my search.

This entry was posted on Sunday, November 30th, 2008 at 3:55 am and is filed under Bankruptcy Law. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.

3 Responses to “Is a debt or a judgement still discharged against a person, even if it is not listed in a bankruptcy?”

1. Ralph N Says:
   December 1st, 2008 at 9:54 am

   since the medical bills are not on your bankruptcy, they are still due.
   But they are going to be near seven years old, they may be discharged. write to credit reporting co and write a letter to explain this.

2. Bert T Says:
   December 1st, 2008 at 12:24 pm

   The judgement is good for 10 years and can be renewed for 10 more years in CA. I imagine the same it true for IN. The seven year listing on the credit report can stay on longer if the debt is still current. Try using google for the information you are looking for. I found this link maybe you can get the info you want here.

3. mister ed Says:
   December 3rd, 2008 at 1:38 am

   sorry looks like you will either have to reopen the bk or pay the bills!!!