Comments on: If you have filled a bankruptcy in 2000 and it discharged in May 2001 when can you start to file again? http://www.bankruptcy-help-resources.com/if-you-have-filled-a-bankruptcy-in-2000-and-it-discharged-in-may-2001-when-can-you-start-to-file-again/ Quick Answers to Bankruptcy Questions & Understand How Bankruptcy Laws Affect You Thu, 09 Sep 2010 03:53:15 +0000 http://wordpress.org/?v=2.5.1 By: Lesley http://www.bankruptcy-help-resources.com/if-you-have-filled-a-bankruptcy-in-2000-and-it-discharged-in-may-2001-when-can-you-start-to-file-again/#comment-496 Lesley Wed, 03 Dec 2008 21:04:29 +0000 http://www.bankruptcy-help-resources.com/if-you-have-filled-a-bankruptcy-in-2000-and-it-discharged-in-may-2001-when-can-you-start-to-file-again/#comment-496 8 years from te date you filed chapter 7 so some time in 2008. If you filed a chapter 13, you can already file a 7. 8 years from te date you filed chapter 7 so some time in 2008. If you filed a chapter 13, you can already file a 7.

]]> By: the mannn http://www.bankruptcy-help-resources.com/if-you-have-filled-a-bankruptcy-in-2000-and-it-discharged-in-may-2001-when-can-you-start-to-file-again/#comment-495 the mannn Wed, 03 Dec 2008 16:37:39 +0000 http://www.bankruptcy-help-resources.com/if-you-have-filled-a-bankruptcy-in-2000-and-it-discharged-in-may-2001-when-can-you-start-to-file-again/#comment-495 good job buddy good job buddy

]]> By: Jeff T http://www.bankruptcy-help-resources.com/if-you-have-filled-a-bankruptcy-in-2000-and-it-discharged-in-may-2001-when-can-you-start-to-file-again/#comment-494 Jeff T Wed, 03 Dec 2008 12:53:13 +0000 http://www.bankruptcy-help-resources.com/if-you-have-filled-a-bankruptcy-in-2000-and-it-discharged-in-may-2001-when-can-you-start-to-file-again/#comment-494 I think you should take more responsibility and pay up on what you owe. It's every 7 years though you can refile. you are whats wrong with america today. I think you should take more responsibility and pay up on what you owe. It’s every 7 years though you can refile. you are whats wrong with america today.

]]> By: Tom Z http://www.bankruptcy-help-resources.com/if-you-have-filled-a-bankruptcy-in-2000-and-it-discharged-in-may-2001-when-can-you-start-to-file-again/#comment-493 Tom Z Wed, 03 Dec 2008 02:23:09 +0000 http://www.bankruptcy-help-resources.com/if-you-have-filled-a-bankruptcy-in-2000-and-it-discharged-in-may-2001-when-can-you-start-to-file-again/#comment-493 If a discharge is issued in a Chapter 7 case, a debtor cannot file for such relief again for 8 years. In addition, a report of a bankruptcy filing goes on a debtor’s credit report for up to 10 years. The discharge date is when the 8 year period is counted from not the filing date. Are you eligible to file Chapter 7? 1st. Stage of the Bankruptcy Means Test: Check to see if the monthly average of your last 6 months gross income is below the median income for your state. If it is you can file Chapter 7 2nd. Stage of the Bankruptcy Means Test: If your income is slightly higher than your state's median income you may still be able to file Chapter 7. Your bankruptcy lawyer will be able to make this calculation and also advise on allowable expenses that can be used in the calculation. Two extra hoops to jump through: A person filing Chapter 7 bankruptcy will have to take an approved Credit Counseling Course within the 6 months before he or she files. Your bankruptcy lawyer can set this up for you or you can find a list of approved credit counselors here. In some cases the course can be taken over the Internet. An approved Financial Management Course will have to be completed before you can be discharged. Your bankruptcy lawyer can set this up for you An approved Financial Management Course will have to be completed before you can be discharged. Your bankruptcy lawyer can set this up for you. If a discharge is issued in a Chapter 7 case, a debtor cannot file for such relief again for 8 years. In addition, a report of a bankruptcy filing goes on a debtor’s credit report for up
to 10 years. The discharge date is when the 8 year period is counted from not the filing date.

Are you eligible to file Chapter 7?

1st. Stage of the Bankruptcy Means Test: Check to see if the monthly average of your last 6 months gross income is below the median income for your state. If it is you can file Chapter 7

2nd. Stage of the Bankruptcy Means Test: If your income is slightly higher than your state’s median income you may still be able to file Chapter 7. Your bankruptcy lawyer will be able to make this calculation and also advise on allowable expenses that can be used in the calculation.

Two extra hoops to jump through:

A person filing Chapter 7 bankruptcy will have to take an approved Credit Counseling Course within the 6 months before he or she files. Your bankruptcy lawyer can set this up for you or you can find a list of approved credit counselors here. In some cases the course can be taken over the Internet.

An approved Financial Management Course will have to be completed before you can be discharged. Your bankruptcy lawyer can set this up for you

An approved Financial Management Course will have to be completed before you can be discharged. Your bankruptcy lawyer can set this up for you.

]]> By: SB http://www.bankruptcy-help-resources.com/if-you-have-filled-a-bankruptcy-in-2000-and-it-discharged-in-may-2001-when-can-you-start-to-file-again/#comment-492 SB Mon, 01 Dec 2008 11:01:42 +0000 http://www.bankruptcy-help-resources.com/if-you-have-filled-a-bankruptcy-in-2000-and-it-discharged-in-may-2001-when-can-you-start-to-file-again/#comment-492 Maybe you should see a financial counselor if you have this much trouble managing money. Maybe you should see a financial counselor if you have this much trouble managing money.

]]> By: diceroller_1982 http://www.bankruptcy-help-resources.com/if-you-have-filled-a-bankruptcy-in-2000-and-it-discharged-in-may-2001-when-can-you-start-to-file-again/#comment-491 diceroller_1982 Sun, 30 Nov 2008 01:12:20 +0000 http://www.bankruptcy-help-resources.com/if-you-have-filled-a-bankruptcy-in-2000-and-it-discharged-in-may-2001-when-can-you-start-to-file-again/#comment-491 I think you have to wait at least 7 years after it was discharged. I think you have to wait at least 7 years after it was discharged.

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