Chapter 7 bankruptcy?

Hello guys. I was wondering if anyone could answer this question for me. Under the new BK law, you cannot file Chapter 7 BK if you got a discharge less than 8 years ago. My question is…Is it from the time that you filed 8 years ago or is it the month you received a discharge 8 years ago? Because I filed for BK in 4/99(Which would be 8 years next month) but I received my discharge 7/99(Which would be this July). Just kind of confused on the 8 year rule. Thanks guys

This entry was posted on Thursday, May 21st, 2009 at 1:03 pm and is filed under Bankruptcy Law. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.

3 Responses to “Chapter 7 bankruptcy?”

1. not4u2c_yet Says:
   May 22nd, 2009 at 8:12 pm

   From the date of discharge, not the date of filing.

2. Miss Linda Says:
   May 25th, 2009 at 8:02 am

   Are you considering filing again?

   Perhaps you should meet with someone who can help you with your finances. Nobody should be declaring bankruptcy once in their life, nonetheless twice.

   They changed the laws because too many people were using it as an escape out of racking up their charge cards and bills. Chances are if you have declared Chapter 7 bankruptcy once, despite waiting the 8 years, you may still have a very, very hard time declaring it again and you will more than likely be pushed towards a different Chapter of bankruptcy in which you repay any debt you owe.

3. DLeibowitz Says:
   May 28th, 2009 at 9:25 am

   The 8 years is measured from the date you filed the last bankruptcy case.