Can charged-off credit card debts be relieved in Chapter 7 Bankruptcy in California?

Is there anyone who’s had recent experience with Chapter 7 debt relief in California, under the new bankruptcy laws?

I know that original credit card debts with banks can be listed in Chapter 7 BK, but can accounts that have gone over 5-6 months and have already been sold to collection agencies be included as well?

I have someone telling me that the charge-offs cannot be relieved, only the original creditors such as WAMU, BofA, Discover Card etc.

What have you found to be true?

Thanks!

This entry was posted on Thursday, August 28th, 2008 at 9:54 am and is filed under Bankruptcy Law. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.

One Response to “Can charged-off credit card debts be relieved in Chapter 7 Bankruptcy in California?”

1. mariko m Says:
   August 28th, 2008 at 10:23 pm

   DOLLY D., Debt relief is a frequent problem many citizens are now experiencing. All legitamate debt relief service providers will give you advice for free. Try calling multiple California debt relief services and ask them your questions and listen to thier answers. You will be able to determine which ones are providing good advice.

   Hope everything works out.