Comments on: bankruptcy discharge law?

By: DLeibowitz

DLeibowitz — Sun, 31 May 2009 19:05:19 +0000

10 years now that discharges in chapter 7 are allowed only once every 8 years.

Chapter 13 with a discharge requires a 4 year wait – otherwise it requires a 2 year wait.

By: URADA

URADA — Sat, 30 May 2009 01:17:54 +0000

10 years. U can file the same type of banko after 7 years. So rack up the cards and hit ‘em with a 13 after like a year.
SW

By: Tinka

Tinka — Tue, 26 May 2009 19:41:25 +0000

7 years.. it should drop off after the 7th year..

By: spifiman1

spifiman1 — Sat, 23 May 2009 18:04:36 +0000

Once your BK is discharged, it will remain on your credit bureau for 10-years. All account included in the BK will still show on your bureau, but will be labeled “Included in bankruptcy”.

If you reaffirmed on any of your accounts? You will need to call them and request that they continue to report to the bureaus. That is if you want them to. I found this out after my BK. I reaffirmed on a Ford account and they did not report until I called them and requested that they do so.

By: pnk517

pnk517 — Sat, 23 May 2009 13:33:14 +0000

It will stay on your report for up to 10 years. After 7 years, you can refile.