Are their limits to filing for a 2nd bankruptcy? Can you file for Chap. 7 twice?

With the changes in the bankruptcy laws, are there limits in place as to filing for Chapter 7 or 13 bankruptcy protection within a certain number of years? Can you file within 7 years of a previous bankruptcy judgement?

This entry was posted on Monday, December 1st, 2008 at 7:17 pm and is filed under Bankruptcy Law. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.

3 Responses to “Are their limits to filing for a 2nd bankruptcy? Can you file for Chap. 7 twice?”

1. bostonianinmo Says:
   December 2nd, 2008 at 5:21 am

   Once a bankruptcy has been discharged, you cannot file again for at least 7 years.

2. kmccoy73 Says:
   December 4th, 2008 at 3:18 pm

   I’m not being flip at all but you may want to check into financial counseling. The first bankruptcy should have not been pleasant and therefore not to be repeated. Disregard if you were asking for someone else.

3. John Scott Says:
   December 7th, 2008 at 9:29 pm

   The limits pertain to getting a discharge, not to filing.

   You cannot obtain a discharge in a Chapter 7 bankruptcy if you received a Chapter 7 discharge within the past 8 years or a discharge in a Chapter 13 case within the past 6 years.

   You cannot obtain a discharge in a Chapter 13 bankruptcy if you obtained a discharge in a Chapter 7 bankruptcy within the past 4 years or a Chapter 13 within the past 2 years.