Quick Answers to Bankruptcy Questions & Understand How Bankruptcy Laws Affect You

Archive for August, 2009

MLA Works Cited Help?

Thursday, August 27th, 2009
bankruptcy law

Okay, this is the last question. I’m having a bit of trouble with the correct way to format these in MLA for my works cited page.

Books:
Financing the American Dream: A Cultural History of Consumer Credit
Lendol Calder
Princeton, NJ: Princeton University Press, 1999.

Affluenza: The All-Consuming Epidemic Second Edition
John De Graaf
David Wann
Thomas H. Naylor
San Francisco, CA: Berrett-Koehler Publishers, Inc., 2005.

Article:
The Myth of the Rational Borrower: Rationality, Behavioralism, and the Misguided “Reform” of Bankruptcy Law
Susan Block-Lieb
Edward J. Janger
Texas Law Review
May 2006
Vol. 84 Issue 6
p 1481-1565

A question about filing chapter 7?

Wednesday, August 26th, 2009
bankruptcy law

Since the laws regarding bankruptcy were changed do we have to have an attorney file for us or can we have a paralegal do it?
Is it still as effective to go through a paralegal instead of a bankruptcy attorney or is it no longer safe to use only a paralegal?

Credit.Does it ever get better?

Wednesday, August 26th, 2009
bankruptcy law

I have lousy credit, from things when I was 18, I was offered a few credit cards and thought I could handle it well needless to say I’m in debt up to my ears but I haven’t bothered to file bankruptcy, although I have considered it even the new laws don’t effect me so I could still file. Do bills just go away and or “fall off” your record or will they haunt me until I take care of them or file bankruptcy?? Thanks for all your adivce.

What are the newest laws for bankruptcy?

Wednesday, August 26th, 2009
bankruptcy law

How Long will it take to get good credit back? Is it still 7to 10 years?and do you have to give up anything like a car or things like that?

Who is responsible for this economic, social and legal disaster?

Wednesday, August 26th, 2009
bankruptcy law

IMMIGRATION IN THE 20TH AND 21ST CENTURY - THE CURSE OF CIVILIZED NATIONS AND DECENT PEOPLES.

Immigration to America in the 17th to 19th century was by decent, hardworking, well intentioned people, heading to America with honorable intentions to build and contribute to society. They created a workable social system with benefits to the deserving and a society of well-intentioned and decent people. But no such people come any more.

Now they come in droves, packing the major cities, causing an increase in crime, congestion, and taxes as real estate rents soar, parking is unavailable or exorbitantly high. Americans who took their entire lives to pay off their home mortgages, now find that the taxes on their homes are so high, they cant afford to live in them any more and the congestion so bad, they cant even find a place to park in front of their own homes. Many have to pack up and move out of the city, just to make ends meet, and then face the arduous daily hours of driving back and forth just to get to work and back home. That is, those that still have jobs, since as this goes on, jobs disappear, either right here where we get laid off, or the whole company moves out to a cheap labor country. And as the hordes make demands for energy needs, power needed to heat and light homes and buildings is insufficient, and cities black out, the demand for gas soars, heating prices skyrocket, and our own supply of gas becomes insufficient to meet our own needs, and we become victims of the arabs, who use the pumps to revenge our policies they don’t like. Even the price of food is soaring to feed these unwelcome parasites.

They pile over the borders or by plane on visitor visas, preying on the good naturedness of Americans to provide a refuge for the oppressed, they connive the appearance of the downtrodden and persecuted, and then sit down comfortably and stay here, leeching off the health care system which faces bankruptcy in 20 years, the welfare system that us sucker u.s. taxpayers have to pick up the tab for, and which we spent decades to build.

Social parasites from latin america, flock here to live free on us sucker taxpayers, dragging their families and relatives in, once they get green cards and then swamping the health care system with their third world illnesses and birth defects. And the other breed of latinos – criminals of the most evil intensities terrorizing communities in which they rob and kill.

Thieves and common criminals from the countries of eastern Europe and the soviet union, hearing that there is still stuff on store shelves when stores close, that hasn’t been shoplifted or sold, come and steal, with impunity.

Mafia organizations that control Russia and the countries of the former soviet union, setting up foreign crime systems that specialize in grand larceny, weaponry, even nuclear arms materials for sale, stolen from the old soviet system, available for sale to our enemies, raking them million$.

Africans with strange ,deadly diseases walk in, causing epidemics and death to our gay citizens and to innocent people in general and swamping the health care system.

Asians with alien religious philosophies, contrary to Christian monotheism, poisoning the minds of our youth. And they come and take our jobs away here in America, while employers, enticed by cheap labor, move their companies there, leaving us unemployed,.

Terrorists walk in and go about their death tactics with ease and we shudder at what they will do to us next.

All, contributing to crime, violence, social unrest.

Finally, To add insult to these injuries to our nation, our government picks up the tab for hundreds of thousands of third world “students” to come, pack our universities tuition free at the expense of us US taxpayers ,while we Americans fall into debt to pay for our own children to get a college education.

AND WE ARE EXPECTED TO PICK UP THE TAB WORLDWIDE
FOR THEM, WHENEVER S–T HAPPENS ANYWHERE.

What kind of fools are running this country?
What kind of fools are we to let this go on?

And WHATEVER HAPPENED TO LAW AND ORDER?

I am trying to avoid bankruptcy and I am planning to use the “do nothing” option. I want to make sure I am

Tuesday, August 25th, 2009
bankruptcy law

judgement proof, that I cash in for all I can on my large access to unsecured credit and most importantly , that I do not break any laws or get myself into any trouble. I live in North Carolina. Any suggestions?

Anyone with anything positive/reassuring about bankruptcy? Any experience, thoughts, comments, etc?

Monday, August 24th, 2009
bankruptcy law

Just looking to get some idea of what to expect. I am going tomorrow to meet with my lawyer about going through the motions. I have always heard such bad things, but recently, I have heard some positives about it. I have everything I need really and as far as I can tell, there is nothing that they would take to sell. I don’t have much of value outside of a car, but I know that they let you keep what you need to get to work, etc. Anyway, just some overall POV’s and what have you. Thanks you, I could use some helpful words.

(I live in TX if it helps with local laws, etc)
*****thank
Thanks for all of the comments and experiences so far. Keep them coming please. You guys made my day!

What is the deal with votefortheworst.com?

Monday, August 24th, 2009
bankruptcy law

What you’re doing to Sanjaya is appalling. Do you people actually think that he wants to win now? As I hope you can see, he probably wants to get voted off… I’m sure he doesn’t find it honorable to win because of what you’re doing. Sabotaging a show is immoral and I hope there is some law out there that enables you to get sued into bankruptcy… maybe even jail time… yes, you would be much more deserving of that.

Before the bankruptcy laws changed , can one also include judgements from the state in that bankruptcy?

Monday, August 24th, 2009
bankruptcy law

If you owe the state money after having a self employed business owing money for unemployment and not having the money to pay it

What are the laws for selling real estate in South Dakota?

Sunday, August 23rd, 2009
bankruptcy law

We made an offer on a property above the listed price, the only other offer was lower than ours, the property is being sold by a bankruptcy trustee, how can they not take our offer and want it listed still for a few more days? The offer was cash not contingent on financing.