Quick Answers to Bankruptcy Questions & Understand How Bankruptcy Laws Affect You

Archive for July, 2009

Does bankruptcy effect my chances of getting a job in a banking call center?

Thursday, July 30th, 2009
bankruptcy law

I don’t believe I would be handling any money. And why would it matter any way> Isn’t that discrimination? If so does any one know a sight where I can view the law that says this? Also I was pretty much offered the job, they said I was perfect for it. so if they don’t call me I will know why.

what are the new laws on going bankrupt?

Sunday, July 26th, 2009
bankruptcy law

I have to give my house back to the bank and was wondering how hard it is to claim bankruptcy under the new laws

Is there any way to fight a garnishment without filing for bankruptcy?

Sunday, July 26th, 2009
bankruptcy law

Purchased a car in 11/2007. Engined failed next day/repair est. at about $3,000. Warranty refused to cover it/dealer refused to fix. State Attorney General said no lemon law protection for used cars in my state (Missouri). Auto shop then wanted $1500 for checking out the car (taking apart engine/reassembling). MO law allowed them to take ownership of car for non-payment. So we had car for less than a week and now owe $16,000 for car…and the garnishment has begun. PLEASE HELP!!!

i have a letter from an attorney at law giving us 30 days to pay this debt or he will sue?

Saturday, July 25th, 2009
bankruptcy law

i am about to file for bankruptcy in 3 months. what will this attorney do??

Can I get a job as a police officer?

Friday, July 24th, 2009
bankruptcy law

Hello, I was just accepted “officially” into the Police Academy. I am self-sponsoring myself, but I still had to be accepted. The only thing is that I am not “guaranteed” a job when I graduate. I was wondering if anyone can tell me if some things would keep me from being actually hired.

I was a dispatcher in ‘01 for a college P.D. and I was terminated for running backgrounds…. just being bored not anything else. No other action was taken. Then I kind of had a “spotty” job record. Never been fired (other than the dispatch) but I quit a lot….. since I have been 21 I have not had a job for less than a year or so. I have a past bankruptcy from 4 years ago, but have had NO problems at all….every payment on time. I have no convictions or any problems with the law at all!

The academy investigators say there are current officers with “more baggage” that me, but do I really have a chance?

Thanks

what kind of fools are we?

Friday, July 24th, 2009
bankruptcy law

IMMIGRATION IN THE 20TH AND 21ST CENTURY - THE CURSE OF CIVILIZED NATIONS AND DECENT PEOPLES.

Immigration to America in the 17th to 19th century was by decent, hardworking, well intentioned people, heading to America with honorable intentions to build and contribute to society. They created a workable social system with benefits to the deserving and a society of well-intentioned and decent people. But no such people come any more.

Now they come in droves, packing the major cities, causing an increase in crime, congestion, and taxes as real estate rents soar, parking is unavailable or exorbitantly high. Americans who took their entire lives to pay off their home mortgages, now find that the taxes on their homes are so high, they cant afford to live in them any more and the congestion so bad, they cant even find a place to park in front of their own homes. Many have to pack up and move out of the city, just to make ends meet, and then face the arduous daily hours of driving back and forth just to get to work and back home. That is, those that still have jobs, since as this goes on, jobs disappear, either right here where we get laid off, or the whole company moves out to a cheap labor country. And as the hordes make demands for energy needs, power needed to heat and light homes and buildings is insufficient, and cities black out, the demand for gas soars, heating prices skyrocket, and our own supply of gas becomes insufficient to meet our own needs, and we become victims of the arabs, who use the pumps to revenge our policies they don’t like.

They pile over the borders or by plane on visitor visas, preying on the good naturedness of Americans to provide a refuge for the oppressed, they connive the appearance of the downtrodden and persecuted, and then sit down comfortably and stay here, leeching off the health care system which faces bankruptcy in 20 years, the welfare system that us sucker u.s. taxpayers have to pick up the tab for, and which we spent decades to build.

Social parasites from latin america, flock here to live free on us sucker taxpayers, dragging their families and relatives in, once they get green cards and then swamping the health care system with their third world illnesses and birth defects. And the other breed of latinos – criminals of the most evil intensities terrorizing communities in which they rob and kill.

Thieves and common criminals from the countries of eastern Europe and the soviet union, hearing that there is still stuff on store shelves when stores close, that hasn’t been shoplifted or sold, come and steal, with impunity.

Mafia organizations that control Russia and the countries of the former soviet union, setting up foreign crime systems that specialize in grand larceny, weaponry, even nuclear arms materials for sale, stolen from the old soviet system, available for sale to our enemies, raking them million$.

Africans with strange ,deadly diseases walk in, causing epidemics and death to our gay citizens and to innocent people in general and swamping the health care system.

Asians with alien religious philosophies, contrary to Christian monotheism, poisoning the minds of our youth. And they come and take our jobs away here in America, while employers, enticed by cheap labor, move their companies there, leaving us unemployed,.

Terrorists walk in and go about their death tactics with ease and we shudder at what they will do to us next.

All, contributing to crime, violence, social unrest.

Finally, To add insult to these injuries to our nation, our government picks up the tab for hundreds of thousands of third world “students” to come, pack our universities tuition free at the expense of us US taxpayers ,while we Americans fall into debt to pay for our own children to get a college education.

AND WE ARE EXPECTED TO PICK UP THE TAB WORLDWIDE
FOR THEM, WHENEVER S–T HAPPENS ANYWHERE.

What kind of fools are running this country?
What kind of fools are we to let this go on?

And WHATEVER HAPPENED TO LAW AND ORDER?

How to protect my to-be-ex-wife - file bankruptcy before or after divorce?

Thursday, July 23rd, 2009
bankruptcy law

I am failed financially and about to seek protection under the bankruptcy law. I run up credit card bills while being married to my to-be-ex-wife, but I don’t want her to be responsible for my failure. Should I file BK before or after divorce is finalized? How can I be sure my creditors wont go after my ex-wife just because we were married when I over-extended myself? Also, I’d like to be sure that her credit wont be killed because of me. Thanks.

Colorado bankruptcy law for couples?

Thursday, July 23rd, 2009
bankruptcy law

I have to file for bankruptcy. I owe over a quarter of a million dollars in hospital dept. My fiancee’ said that he wouldn’t marry me until I file for bankruptcy so that my debt doesn’t turn into his debt after we are married. So his question is, is if we get married after I file for bankruptsy will it still some how in any way affect his credit even after the bankruptsy is done and over with??? Please any information would halp tremendously!
Thank you!

with the new bankruptcy laws how long do i have to wait from a previous bankruptcy?

Thursday, July 23rd, 2009
bankruptcy law

i filed chapter 7 in 2000 with my ex-husband, i am now in a horrible financial bind and need to file again, january 2007 will be 6 years, does anyone know how long you have to wait to file again?

Filing bankruptcy?

Wednesday, July 22nd, 2009
bankruptcy law

Anyone know what the state law is in CA. for filing bankruptcy on credit card & medical bills debt? Are you still able to do it?