I worked for a company for four years. In those four years I successfully worked my way up to management. However, with in 8 months time, this employer reduced my pay twice, and then terminated my employment. I went from making $43,000 per year, to what would have been calculated to be $18,000 per year in six months time. In December of 2006, I was relieved of my management position, and was told I was being replaced by someone who knew the job better, and was going to be a better asset to the company. The only option I was given was to take a position at the other location for $15,000 less per year, or be unemployed. I had literally 5 minutes to decide this, and had no prior warning that my performance was unsatisfactory. In June they blamed it on financial problems and cut another $12,000 a year from me. In August, I was fired for making mistakes I knew nothing about. I have been forced to file bankruptcy, and have lost EVERYTHING. Is there any regulation against this?

My father (a low income/self employed) had an emergency surgery at a non-profit Hospital in S. Florida (not a Hill-Burton). Although he is over 65 and has Medicare part B, but not part A (did not worked enough quarters) nor any other insurance. Recently the outrageous bill arrived: almost $53K (I suspect is about 400% overcharged). After an initial contact with the hospital’s counselor, we are awaiting for a response to whether he is accepted by the Medicaid program (I don’t think he is eligible, since his assets is over $6,000) or apply him to the hospital’s program, which leaves us still afraid of the bill, as the hospital may discount only portion of it and leaving an evident overcharged balance to be paid. What are the options if he still end up with a huge bill other than payment plan? challenge the charges? consider bankruptcy? or joining a class action law suit? (yes, there is one). He owns a modest home and is living off his small savings. Sleepless in FL, thank you

I’m wonder what the new laws in PA when you claim Bankruptcy, maybe a good website that i can get information from??

I filed in 2001 and thought it would be clear in seven years, that anniversary is in March this year and I was looking forward to it my credit has been spotless since then it is the only mark on it

I am testing soon for a police department out west and I am worried about some issues in my past that may/may not DQ me from getting accepted. I have had speeding tickets , I have had a felony charge that was withdrawn when I was 18 , I have been on medication during several short time spans fro depression and I have had a bankruptcy that was discharged. I was discharged (honorable) from the army early due to my mother having a serious condition , as it was affecting my soldiering ability. Thats the worst of it! LOL I have been told a million times that it will be difficult. I understand that. I am looking for some specific insight into the process. Yes in black and white it looks like I may not be a viable candidate. That said , I am human after all and I would like to think that its not impractical to pursue a career in law enforcement. All responses would be appreciated. SERIOUS REPLIES ONLY!

My father in law collects $1437 per month social security. He has no other income. He has acrrued credit card debt of close to $18000 during the past 4 years for his living expenses. We are just now finding out about this. He has no money left over at the end of the month to pay on these debts. Do the creditors have the ability in the state of Virginia to garnish his social security. Any other thoughts? Bankruptcy is not an option. He has no assets. Does not own a home, has no cash in bank and his car was purchaed for $800. Thanks.

Yeah I know the law changed recently but if you have a disability or have really low income to begin with, is there a way to have it included in the bankruptcy judgment?

This law is supposed to protect people that filed bankruptcy if they did not include a creditor because they forgot about them or did not know of their existence. Is this true?

I am a lawyer, and hate it, can’t think of a thing I’d like to do with my life except be a waitress in a diner on Rt. 66.

Over the past 5 years I have been a civil lawyer, a public defender, a prosecutor, and an environmental attorney. I hate it all!

However, I have 90,000 in student loans, 10 in cc debt, 12 personal loan, and 20+ in a car. (all adds up to atleast 1300/month)

Bankruptcy doesn’t really solve anything since the changed the laws, and there are no sugar-daddies on the horizon.

I love people, to help people, to make people happy, to be outdoors, to take pictures, to talk endlessly, I am extra-ordinarily intelligent, but a total ditz, I am pretty, though a bit to heavy to be a stripper, I am no good at teaching, I am single, w/o children, I have no connections to anywhere, so I could in theory move anywhere, except that they must allow my dogs.

I am looking for a creative solution, something that will fulfill me but let me pay my bills.

Any suggestions?

Adelphia (ADELQPK) is in bankruptcy, Time Warner and Comcast bought them. Time Warner announced that they will do an IPO and issue Class A stocks.
1. How does the IPO effect the current $0.03 stock?
2. Is Adelphia penny stock is in the same boat as Delta stock now? (when they come out of bankruptcy, if ever the stock will be worthless?) Why, what is the law? Aren’t companies required to compensate shareholders who invested in the company, regardless of bankruptcy status or not?

Thanks